Required FHA Document Requirement FHA

The following is a list of documents that are required by us to process your FHA mortgage when a

Purchase Money Transaction as required by HUD:

ONE FULL MONTH’S WORTH OF PAYSTUBS SHOWING YEAR TO DATE EARNINGS

Last 2 years W-2’s (salaried income)
For Self Employed Borrowers; Last 2 years tax returns with all schedules (commission, dividend, rental income)
Copies of social security, pension, and/or retirement award letters (if applicable)
Last two months bank statement for all accounts with all pages
Current statements for all investment accounts with all pages
Written explanation for any credit derogatories
Copy of Bankruptcy and discharge paperwork (if applicable)
Divorce decree and any settlement paperwork (if applicable)
Copy of your Drivers License and Social Security Cards.
Name, Address and phone number of your Landlord for the past 12 months.
Copy of your Sales Contract with Listing and Selling Agent phone Numbers
Well and Septic Certifications (if applicable)

One full month’s worth of paystubs showing Year to Date earnings
Last 2 years W-2’s (salaried income)
For Self Employed Borrowers; Last 2 years tax returns with all schedules (commission, dividend, rental income)
Copies of social security, pension, and/or retirement award letters (if applicable)
Last two months bank statement for all accounts with all pages
Current statements for all investment accounts with all pages
Written explanation for any credit derogatories
Copy of Bankruptcy and discharge paperwork (if applicable)
Divorce decree and any settlement paperwork (if applicable)
Copy of your Drivers License and Social Security Cards.
Copy of you current Mortgage coupons or statements
Clear Termite Report
Copy of your Homeowners insurance
Copy of your Survey (only applies in survey states)